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Reverse Mortgages for Seniors Reverse Mortgage Lenders - The reverse mortgage program is not going anywhere although two of the largest reverse mortgage banks have said they are going to discontinue offering loans made against the equity in a senior's home. Without any question the program is still being offered by HUD and the major players that are leaving the game, Bank of America and Wells Fargo, will still honor existing HECM loans. Reverse mortgage lenders put a high premium on age. As a rule of thumb, the older you are, the more valuable your home is. Secondly, the less mortgage you have left to pay, the more money you can get. reverse mortgages calculator Getting older without much hope of attaining a strong financial situation can be stressful. But there are ways to to overcome shortcomings in your finances, one being the reverse mortgage. The Disadvantages of Reverse Mortgage What are HECM Loans?